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H&R Block Advantage Prepaid Mastercard ®.

Once your H&R Block Advantage Prepaid Mastercard ® is loaded with your tax refund, it’s ready to use. You’ll love the convenience and protection, not only during tax season, but all year round.

Your money is in a great place.

  • Everyday convenience.

  • Instant access to your money.

  • Shop anywhere Mastercard® is accepted.

  • Shop online with confidence and assurance.

  • Enjoy ATM access worldwide.

  • Easy reloads and transfers.

  • Enjoy your H&R Block Instant Refund® or H&R Block Pay with Refund® directly loaded to your card each year.

  • Reload funds to your card any time from your bank account with Interac e-Transfer®. It’s fast and secure.

  • Transfer funds from your card to your bank account with Interac e-Transfers® for a fee of $3.95.

  • 24/7 online access.

  • View transactions and current balance.

  • Manage Interac e-Transfers®.

Do more with your H&R Block Advantage Prepaid Mastercard®.

Enjoy the convenience of a credit card without debt and interest charges.

With your H&R Block Advantage Prepaid Mastercard ® you can enjoy the same purchasing power a traditional credit card has to offer without the risks. By partnering with Mastercard our clients benefit from one of the most expansive card networks in the world, accepted by most online retailers and at millions of locations worldwide. So, you can be confident you can use your card just about anywhere! 

Opting for a prepaid card means you can only spend the money you have loaded to your card vs. borrowing money. So, it doesn’t require a credit check, has no impact to your credit score, and ensures your card won’t build up any debt or incur interest charges. 

Gain control of your spending and establish healthy financial habits.

Your H&R Block Advantage Prepaid Mastercard ® can transform the way you manage your personal finances. If you have a hard time sticking to a budget, a prepaid card can be the most effective tool in controlling your spending habits as it guarantees that you’ll only spend money you already have. 

By using funds you've added to the card, you eliminate the risk of overspending and accumulating unwanted debt or leaving your bank account with insufficient funds. Ensuring you never exceed your budget again.  

Manage your account with ease and achieve your financial goals year-round.

Your H&R Block Advantage Prepaid Mastercard ® is available to you year-round. Once you’ve spent your tax refund you can reload your card at no cost and continue using it for purchases throughout the year or you can reload it with next year’s tax refund. 

Managing your account is easy with 24/7 online access. View your transaction history, card balance, pay bills, and manage e-Transfers® directly from your online account or our new app.

Frequently asked questions.

For H&R Block Instant Refund™ clients, the refund is received immediately–it’s like having your refund in your hand as you leave the office. And for H&R Block Pay With Refund® clients, funds are loaded as soon as the tax return is processed.

  • The card, once loaded, can be used for in store and online purchase immediately
  • There’s no waiting time for Western Union cheques to clear, and no cheque cashing fees
  • Funds can be withdrawn at any Mastercard® or Cirrus ATM Network machine 24/7
  • Card can be replaced immediately, if necessary, upon visiting an H&R Block office.

When using the card for purchases in stores, slide the card and sign the receipt. The card does not have a chip for tap payments. For in-store and online purchases, there is no transaction fee.

To use your card at an ATM, just insert in the machine and follow the directions. You will need the PIN that is provided. If prompted to select an account, any of the choices will work.

Yes, funds may be transferred from an Advantage card to a personal bank account via Interac e-Transfer.

You can replace your card by contacting cardholder support via phone: 1-855-342-6924 or email: hrblockadvantagecard@mycardholdersupport.com. A replacement card will be shipped to your home, no need to come to the office. There will be a $4.99 fee for replacement cards.

Advantage Card Support Center.

Phone: 1-855-342-6924 (24/7 English + French)

Email:  hrblockadvantagecard@mycardholdersupport.com (Monday - Friday 9am-5pm EST | English + French)

Cardholder Support: https://hrblockadvantagecard.mycardholdersupport.com

Web-Portal:

hrblockadvantagecard.payaccount.io/activate

hrblockadvantagecard.payaccount.io/register

https://hrblockadvantagecard.payaccount.io/login